TERMS OF REFERENCE FOR STAFF MEDICAL INSURANCE COVER AND GROUP LIFE COVER.

NZOWASCO Ltd wishes to contract a reputable Insurance Underwriting Company, to provide Inpatient and Outpatient medical services/ Group life and Accident cover at a cost in line with NZOWASCO budget. Bidders shall quote for both in-and out-patient medical insurance cover.

The insurance underwriting company will be expected to provide a scheme that entails benefits which ensure members of staff receive quality health care. While it is appreciated that medical schemes come with inherent controls and procedures, NZOWASCO is hoping that the selected provider will look at the possibility of ensuring that any controls and procedures are not unnecessarily bureaucratic and cumbersome.